Summary

This month, the Acorns account lost $10.60 but paid $2.27 in dividends (which were reinvested) for a total loss of $8.33.

Betterment reported a quarterly earning of $46.63, including stock price appreciation of $19.66 and dividend payments of $26.97.

Prosper continued it’s steady returns with $35.66 in interest paid over principle repayments. Because the Prosper loans return principle and interest throughout the month, the account is securing more dividend-paying loans throughout the month, valued well in excess of income it returned.

Swagbucks retuned  $10.00 and Perk returned $7.00.  I only run Perk when I’ve finished earning SwagBucks.  I run Perk on a few phones constantly, and while it is a worse earner than it was before, it’s still returning more than it costs to run, so I’ll let it continue until I can find a better use for the phones.

Ebates, returned $2.49 in rebates – but I didn’t shop much this month, and when Swagbucks offers an equal or better rebate than Ebates, I ask Angela to shop with it because Angela is a referral of mine, so I earn 10% of her earnings on top of her rebate.

On the GPT side, courier services brought in $132.22, and UserTesting brought in $240.00.

No trades were made this month.

Passive Income

The returns are summarized below:

  • Acorns: ($8.33)
  • Betterment: $46.63
  • General Rebates: $0.00
  • Prosper: $35.66
  • Swagbucks: $10.00
  • Perk: $12.00
  • Ebates: $2.49
  • Total passive income: $98.45

Non-Passive Income

The returns are as follows:

  • Courier Services w/o bonuses: $102.22
  • Courier Services bonuses: $30.00
  • UserTesting: $240.00
  • Total GPT income: $372.22

Trades

No trades made this month.

Hourly Rates Comparisons

While no contributor to Easy Beer Money earns money through online surveys, as a public service we do monitor several of survey providers including Vindale, Swagbucks, TellWut and Pollbuzzer. According to their published estimates on the time it would take to complete the surveys, the conclusion regarding doing online surveys is clear: DON’T DO ONLINE SURVEYS!

Hourly Rates By Type:

  • GPT: $54.74
  • Passive: $5907.00
  • Survey (inactive): DO NOT DO ONLINE SURVEYS
  • Trades: $0.00

It should be noted that these earnings number are not net of taxes and other costs and fees, and any potential tax credits from the investment losses.

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