Amazon credit is essentially cash. The wide breadth of products available on Amazon mean that Amazon credit spends like cash, and since I’m a Prime member anyway, I enjoy free shipping – which makes shopping on Amazon even more attractive.

Recently I found a gift card exchange on Reddit. Beer money workers who earn gift cards but want cash sell their unwanted gift cards for a discount.  I buy Amazon gift cards at a 10-15% discount and invest the premium in my Prosper account.

Today, over five transaction, I realized $11.00 in discounts, which I will treat as found money and deposit into my Prosper account.

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