Today I started testing an Android crypto mining app from MinerGate (external link).  For today I have it set to mine Monero (XMR)  The phones I’m running the miner on have an aggregate mining power of just under 20 H/s, which at today’s difficulty and value for Monero coins will generate $1.19 a month – significantly less than either Perk or Swagbucks. At current exchange rates I would need at least 960 H/s of mining power to match what I’m getting from Perk and Swagbucks. The theoretical upper limit of my two phone farms (with five phones each) is ~50 H/s, or ~5% of the power I need. The purpose of doing this, therefore is two-fold: because both Swagbucks andRead More →

I just signed up for the waitlist for “Acorns Later” and IRA from Acorns. I already contribute to two IRA’s, one from Betterment and one from Aspiration, but I want to see what Acorns will offer. My equity stake in Acorns has done nicely for me, so I trust that their IRA will do the same.  I also like that their minimum initial investment is $5.00, which opens the advantages of IRA investing to a wide audience. If you’re interested in n Acorns Later IRA, just join the waitlist! Below is more information from Acorns’ FAQ: What is Acorns Later? Acorns Later is the first retirement account designed for the up-and-coming. It will let you automatically invest a percentage ofRead More →