Announcements Firstly, welcome to the new reports format.  Now, instead of posting when earnings are made, we’re posting a monthly summary of earnings.  We hope this makes the reading experience more informative, convenient and most of all, enjoyable for our readers. Secondly, please welcome our new contributor, Steve the Driver.  Steve is a GPT driver in a medium US city.  In order to keep with the spirit of this project, we’re only counting earnings from up to two hours of his work per day – what we estimate would be the max free time a normal person would be able to regularly devote to a side-gig while not taking on a second job. At this point, money earned by SteveRead More →

A new bank just launched!  Beam (external link), a new online bank is promising guaranteed 2-4% APY (Annual Percentage Yield) on a normal checking account. This is not an securities offer, but a normal interest bearing checking account – no tokens, certificates, bonds, stocks or anything else to buy. Better yet, there are no fees.  They claim to be able to give such high interest rates and not collect fees by giving a larger percentage of their return on deposits back to the depositors.  In other words, they are leveraging the efficiencies of the open internet and automation to maximize returns and minimize overhead. The money deposited in Beam is loaned to others in purportedly stable and safe markets – as almost allRead More →

Earning money by shopping on Swagbucks and on Ebates is superficially similar (if you’re not familiar, see our guides on the right side or click here and here), but there is a subtle and important difference.  Let’s look at shopping at Target through each site to illustrate the difference. Firstly, I’d like to mention that whether you use Swagbucks or Ebates, you can still take advantage of any coupon or rewards or store card for those stores.  For example, I have a Target Red Card, so I earn 5% off each purchase at Target AS WELL as the money I earn back from either program. At Swagbucks, you can earn 2SB for each dollar you spend at Target.  Since mostRead More →