Today I had to buy some supplies for the house. The total came to ~$100.00. I could have gone to the store, but instead I decided to buy the products on Overstock.com. Why? Currently Ebates (internal link) is offering 8% back on orders at Overstock. I’m also an Overstock Gold member so I get 5% back in store credit on every order (it costs $20 a year, but if you don’t make more than $20 in rebates, Overstock picks up the difference to make the effective cost $0.00). But then I also put it on my credit card (which I pay off each month) so I got another 3% back on the purchase price. All of these rebates are exclusiveRead More →

Today I traded $64.00 for $75.00 worth of Amazon credit, which is functionally as liquid as cash. That’s a return on my cash of 17%! The extra $11.00 will go into my Prosper account (internal link) which is currently returning 12.56% Y/Y in cold hard cash.Read More →

Today I made two trades on /r/giftcardexchange, buying gift cards for cash.  Between both transactions I made a net gain of $27.75, or an 18% return on investment. As usual I’m going to deposit that into the Prosper (internal link) account, which is currently enjoying 12.56% returns, net of fees and losses, Y/Y.Read More →