Today Acorns (internal link) announced a new service, Acorns Later – investing in a tax advantaged account according to your profile. Basically, Acorns will peruse your profile and ask some questions and recommend either a Traditional, Roth or SEP IRA. This IRA can be funded from recurring payments (like Betterment (internal link), or any other IRA servicer) or incidental investments you choose to make. The cost of Acorns Later is $1.00 per month. I already invest in IRA’s from Aspiration, and Betterment which, given the amount of money I have invested, have much preferable cost structures. Still, Acorns works well for some, and I have generally been very happy with their performance. My Acorns investment account is an aggressive one,Read More →

Summary This month will show a drop off in passive earnings since many passive earning streams report quarterly and the last quarter results were published for the year ending December, 2017. Of course, the passive income category well outperformed the GPT category in terms of per-hour earnigns – how could it be any other way? However, in terms of real dollars, GPT came out well ahead of the passive category. With regard to the GPT category, UserTesting was the highest earning income stream – both in terms of real dollars and per-hour earnings. Passive Income Though not all passive income sources reported this month (since some report on a quarterly schedule). All dividends are automatically reinvested. The returns are asRead More →