Summary While no dividends were paid, the Acorns account appreciated by $28.98. Betterment reports on a quarterly basis, so no report is available for this month. Prosper continued it’s steady returns with $36.33 over principle repayments. Because the Prosper loans return principle and interest throughout the month, the account is securing more dividend-paying loans throughout the month, valued well in excess of income it returned. Swagbucks retuned only $5.00 Perk returned nothing. I only run Perk when I’ve finished earning SwagBucks, and I do the daily quiz for 3 cents a day because I’m a masochist. I really think Perk isn’t worth it anymore. The big passive breakouts this month were shopping loyalty program rebates and Ebates, returning $77.50 combined.Read More →

Summary The market instability in March continued in April resulting in investment value losses in the Betterment account of $37.45. However, that account earned $43.15 in dividends which covered the losses. Currently the Acorns account is set to an aggressive portfolio which includes a lot of real estate and foreign stocks. This seems to have counteracted the US market volatility. While the return on the Acorns account was not great, it did show positive earnings of $9.12. However, the market instability has still resulted in significant losses from which the investments are still recovering. Compare monthly results here. This month the Prosper account showed the importance of diversification. It returned $35.56 over principle. Critically, since my loans on Prosper returnRead More →

Summary This month will show a drop off in passive earnings since many passive earning streams report quarterly and the last quarter results were published for the year ending December, 2017. Of course, the passive income category well outperformed the GPT category in terms of per-hour earnigns – how could it be any other way? However, in terms of real dollars, GPT came out well ahead of the passive category. With regard to the GPT category, UserTesting was the highest earning income stream – both in terms of real dollars and per-hour earnings. Passive Income Though not all passive income sources reported this month (since some report on a quarterly schedule). All dividends are automatically reinvested. The returns are asRead More →