Summary While no dividends were paid, the Acorns account appreciated by $28.98. Betterment reports on a quarterly basis, so no report is available for this month. Prosper continued it’s steady returns with $36.33 over principle repayments. Because the Prosper loans return principle and interest throughout the month, the account is securing more dividend-paying loans throughout the month, valued well in excess of income it returned. Swagbucks retuned only $5.00 Perk returned nothing. I only run Perk when I’ve finished earning SwagBucks, and I do the daily quiz for 3 cents a day because I’m a masochist. I really think Perk isn’t worth it anymore. The big passive breakouts this month were shopping loyalty program rebates and Ebates, returning $77.50 combined.Read More →

Summary The market instability in March continued in April resulting in investment value losses in the Betterment account of $37.45. However, that account earned $43.15 in dividends which covered the losses. Currently the Acorns account is set to an aggressive portfolio which includes a lot of real estate and foreign stocks. This seems to have counteracted the US market volatility. While the return on the Acorns account was not great, it did show positive earnings of $9.12. However, the market instability has still resulted in significant losses from which the investments are still recovering. Compare monthly results here. This month the Prosper account showed the importance of diversification. It returned $35.56 over principle. Critically, since my loans on Prosper returnRead More →

Summary The beginning of 2018 saw a lot of volatility in the financial markets. While the quarterly reporting investment accounts will not be shown in this report, Acorns (which reports monthly) will be – and is indicative of that volatility. Acorns fell sharply this month (though it is still in the black overall). Over-all, February was a slow month, though it did show a return of trading on /r/giftcardexchange – a Reddit community for trading unwanted gift cards. Passive Income This month the Acorns account lost a significant amount of money. While this is unfortunate, it is also expected and since Acorns is a long-term investment account, I’m confident that it will perform above inflation in the long run. AcornsRead More →